The Upper Class Poor
86The New Class of Rich Poor People
Every day the neighbors across the street grill out, steaks on the barbeque, I am home all day since I work from home and a people watcher as part of my desire to be a published writer some day so I know when most of my neighbors are at work or at home. The young lady to the east of me asks me to keep an eye around her place make sure no one is lurking around that shouldn't be there, and so as a matter of course I would notice the neighbors across the street cooking out on their grill, seafood, and steaks. Normally I wouldn't think anything more of it, until I was told that they cashed an unemployment check the other day. Which explains why like me they are always home.
So why do I care that these people are grilling out and cashing unemployment checks? Because having worked a steady job since I was sixteen years old, and taken care of myself for nearly half my life without the aid of the state or another individual it drives me out right silly to see people taking advantage of an already taxed system.
I get that times are tough right now, that people are having a hard time finding a job, and I am not a totally heartless individual as some of you may think. But what I don't get is in these rough jobless times individuals are still able to buy steak, and beer, and junk food. To drive around in their fancy cars, to smoke cigarettes, wear designer jeans, and talk on their cell phones, or crash out in front of their big screen television all day and watch satellite TV.
Now maybe it's none of my business what these poor individuals do with their spare time, after all times is hard for everyone but since I am still employed, and paying my taxes I have a really hard time swallowing this new "Upper Class Poor" that is being constantly shoved down my throat.
Food Stamps
Used to be set up so that you could get the bare necessities in order to survive, Peanut butter, bread, meats (not steak and seafood), vegetables, beans etc. Now though with the advent of the EBT card, so that we do not shame the poor souls who have to be on food stamps, individuals are able to purchase just about any kind of food they want. Including some already made foods, and junk food. With the "cash" portion of their card, one would assume there for toiletries individuals are able to purchase alcohol and tobacco products.
Think this isn't happening spend some time on the other end of a cash register and you will see that it is.
Welfare Reform
The biggest argument I think is that if we can't figure out how to fix it then that must mean the system isn't broken. So here is my plan for welfare reform.
How do we go forward? By going backward to a voucher system, at WIC (Women Infants and Children) at least in Missouri, for a single Mom with one child you get three gallons of milk, two half gallons of juice, two loaves of whole wheat bread or two packages of wraps, a can of evaporated milk, four cans of beans/one bag of dried beans/one can of peanut butter, six dollars worth of fresh fruits and vegetables, one dozen eggs, one pound of cheese, and thirty six ounces of cereal.
Now my proposal is this, create a voucher system for food stamps that is similar to the WIC vouchers. Where families can get a certain number of each item, but the items need to be what one might call necessity items. A person does not need potato chips to survive. They do not need to eat steak or seafood.
On my vouchers I would put for a family of three, two adults one child:
Eight Pounds of Ground Meat
Four Pounds of Chicken* Selected Varieties
Four Gallons of Milk
Two Half Gallons of 100% Fruit Juice
Twenty Pounds of Potato's
Twelve Pounds of fresh fruits and Vegetables
Four Dozen Eggs
One Pound of Peanut Butter
*Keep in mind these vouchers a good for a month’s worth of food
In other words I would look at how WIC works and attempt to remodel the Food stamp program to more closely resemble WIC. One of the other things that the WIC program does that Food stamps could certainly incorporate is ever three months while you are on the program you have to take a nutrition class. In this class the program managers explain proper diet and nutrition, in order to remain in the program one has to attend the class. You also every six months have to be recertified, part of this process involves coming in and being weighed, and measured to make sure that you are eating properly while on the program.
Financing my new Program
So then how do we finance the new welfare program? Simple part of the "cost" of being on the program is that you have to give up three days a week to work in the program office. Filing paper work, handing out vouchers, helping with the nutrition classes, cleaning, providing transportation if you have a vehicle and are capable of driving to others who do not. Two days of the week will also be spent with the Parks Dept. of your county, picking up litter on the side of the road. The other two days must be documented attempts at finding viable employment elsewhere, and oh by the way on my program you don't get food stamps if you are employed.
What about under-employed?
For individuals who are under-employed, the option to get food from food pantries exists, or there is a smaller voucher program, that "cost" less. Half the vouchers for half the time put in to pay them back.
If you notice though in order to get any of these vouchers they have got to be paid back. So for the under-employed proof of income is required then depending on what type of voucher you qualify for you will have to work either evenings after work for a few hours or your weekends doing various tasks to help pay back the voucher that you have received.
Next Week: Vouchers for Day Care.
Also if there is some part of the "Welfare" system you would like me to revamp please leave a comment and I will try to touch on it. Thank you.
- Fire them all... Sustainablitly and the current economy
I told someone on one of my other hubs that I was going to outline how I think the Senator's and Congressman should get a pay cut. I am going to include the President in this analysis. Since after all it was...
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I get your point Rachell. I see riots going on in France right now. The riots occur because the government in France is broke and have had to cut back on entitlements. They even had the gall to tell people that they can no longer expect to retire at 60 and expect full pension benefits. So what should a retiree do at 60? Riot, that's what. What do they care if they stick their children and grandchildren with loads of debt and change their standard of living? They will be dead by then anyway. The word for people who want to load all this debt onto our children is SELFISH.
Well Rach, I ended up here from storytellers r us hubs and read your comment. The problem with our generation is the garbage we grew up with because of the crap our parents had to go through beause of the a-holes the few have voted into office to run our great country! I have "used" the system a time or two and yes it's messed up! I only used the system when it was absolutley necassary( i was on workmans comp, two herniated discs in my lower lumbar, and again for emergency foodstamps when my drywalling job was cut back to part-time hrs), that was ten years ago! I am still struggling and recently the company I worked for( a tow truck company) was suffering from the economy and they rolled the sh*t downhill and "stole 2 1/2 wks of my pay", I complained and refused to take any more tow calls until I was paid, they came and took back the tow truck(read my hubs for the on-going story). Most of the people you refer to in your hub are the bad apples that rot the whole bushel! Ignore them people, they've always been ther, and always will! Your plan has good points, but like storytellers said that plan takes away from job search time, here in AZ they have programs similar to what you suggest and guess what "these programs keep people in the system and delay their return to the work force". Guess why? because the states need these people in the system to keep the federal aid they recieve! Its not a quick fix, and not a simple fix, its a problem people have to fight to fix through using our voice and vote to get the average joe deciding what our politicians put on the table! I could go on for ever, and I understand where your frustration comes from, I'm living in a complex with all the "system abusers" you speak of, while I cook up fancy ramen noodle and egg recipes, with the occasional pork chop, when its marked down for quick sale of course!
The actIvIty of the banks as negotiators of credit is characterized
by the lending of other people's, i.e., of borrowed, money.
Banks borrow money in order to lend it; the difference between the
rate of interest that is paid to them and the rate that they pay, less
their working expenses, constitutes their profit on this kind of
transaction. Banking is negotiation between granters of credit and
grantees of credit. Only those who lend the money of others are
bankers; those who merely lend their own capital are capitalists,
but not bankers.
I agree with you. I think the system is overworked and overused. I have seen the system be abused one to many times and it makes me sick to my stomach. Not saying everybody does. I have also seen those who are truly embarrassed because they need assistance. I hate that there are two sides to this. I feel as Americans we need to help our fellow citizens; problem is, how do we help those people when there are so many people refusing to help themselves. While i have to work a full-time job to make ends meet and I get to miss most of the stuff my kids do during the week and give up every other weekend, I see others who feel it is there duty to stay home and raise their kids. What about me, I would love to raise my kids. The other week I got written up at work because my babysitter called in sick and I had nobody to watch them. My parenting put potential stress on my job which supports me... yet I would take the write up every time. But it isn't fair for those who get to see every moment of their kids life and collect these benefits like it is owed to them. These are the people not even bothering to look for a job; then they have the balls to complain that it is hardwork being a stay at home mom. Well, try being both! A working mom and a mom at home. That is harder. I have to pay for everything while they make weekly doctor appointments and don't pay a dime. The system is screwed up and I am going on a tangent. I think I will stop before I really upset somebody! :)
You would freak out totally if you lived in the UK. We don't do food stamps or anything like that. You get about £60 per week ($100 ish) for a single person, more if you have kids obviously, plus all your rent paid for you as long as it is deemed a reasonable amount for the area and size of property you need. The government is in the process of cutting back very severely on the benefits bill here at the moment though.
Personally I'm pulled two ways. I was getting benefits for a while when I started writing and making websites to earn money online, and probably wasn't looking for work very hard because that was what I wanted to do. On the other hand, I have worked in low wage jobs where I was just scraping by and renting a single room, and at the time I knew a couple of people on benefits who had a nicer place to live and seemed to have more spare cash too. I felt pretty miffed about paying tax for them to have a better lifestyle than me.
Rachel, I enjoyed reading your hub and comments. The problem lays in people's psychology. There always will be people abusing the system. I was unemployed for some time and I used this time to get a degree from a local college. Now I found a part-time job according my degree and quit unemployment benefits (though I have a good chunk yet left). But how many people are not even looking for a job, because the system allows it. What's more, they trick it by taking temporary jobs (for 5-6 weeks) during their unemployment and then they have a new UB period opened for them when the first is over. You have no idea how many people are tricking the system this way. Plus having other benefits, which give them a better way of life than for conscientious people who prefer to earn little money but in honest way.
No kidding, I know one person, who is getting unemployment endlessly (because of what I wrote in my previous comment), has satellite TV, a very expensive cell-phone with internet, a luxury car. This person gets so much in food stamps, more that really needed.
As long as system allows benefits without strict control, there will be always people abusing it.
I consider that when people file their weekly claim for UB, they should be actually send to places where workers are needed, not just lie that they contacted places.
I was filing it electronically and, yes, there is a question "did you contact at least two employers during this week?". For me this question was waived, because I was enrolled in a college program. But I know so many people who just answer "yes" even though it is not true. Sometimes Unemployment bureau would ask these people to send in proving papers and then people would just stop at a couple of places where they don't hire for sure and sign the papers.
When I lived in Israel, they had a rule to actually send people to places where there were jobs. They had some mercy for elder of sick people and these types of people were allowed just to file their weekly claim. But as young and strong people were concerned, very seldom they would use their UB till the end. If there is a job and you refuse it just because you don't want it, your UB were cut off.
I think that they were once hard working, tax paying people, but since they have probably been laid off, they figure F*** it, why should I work? It is going to pay for the illegal immigrants and ones scaming welfare anyway.
I use to live in the city. Phila. You would see like 15 people living in the same house, all collecting welfare and driving brand new cars.
My son is 28 and has worked since he was old enough to work. He just got laid off. His wife is still working, but his paycheck was much more then hers. They have two small beautiful girls. They have been battling the system trying to get some kind of medical help, NOT money, Not food stamps and they will not help. I could just CRY!
We have told our son we will try and help where we can. They are good hard working kids and they are getting screwed
That is why people say F*** it
He was the manager in his dept. at a very big car dealership here. They told him HE was laid off because he made more money then the other two that worked for him.
So they kept the two that were making min. wage and laid my son off. The next day he stopped in to pick up something he needed for unemployment and guess what? One of the guys they kept on did not even show up for work that day. My son NEVER missed a day of work!
This is where unions come in handy, my son would not have been laid off, he had more time there then the other two.
I hear you clearly I do;
but this is all part of the vicious cycle it seems the government has made for us.
The place the "cash" there so they can spend their money on cigarettes and beer.
They want them to be home all day and watch t.v.
They want them to stay home and not progress in life.
An educated society means an Unhappy society.
Once a society is unhappy, revolutions occurs.
They dont want that.
When the govt. sees that the "ghetto" or "hood" or "upper class poor" are making progress in the world.
They throw ridiculous laws and taxes at us.
Cut money off of our school systems,
and put it in their own pockets.
So if you really want to worry about your taxpayers money and where is it really going.
ASK government officials.
They go on paid vacations, Bahamas, Hawaii, where ever they want on our money.
Royalty checks. Endorsements.
On Our Money.
You make really good points however, you fail to see the bigger picture.
You Go Girl!
Write on I'll be here ; love to hear about someone opinion. We can agree to dis agree. Glad you're seeing the biggernpicture. I'll be waiting for that hub!
Welfare has gone through major reform, learn more about the the bill that Bill Clinton signed into law "Personal Responsibility and Work Opportunity Reconciliation Act"
(you can't use food stamps or EBT cards to buy alcohol, Tobacco, pet food, etc).
I'd probably also suggest not snooping and listening to gossip.
I do find some agreement that perhaps people on assistance should be required to do some type of community service or payback.
I'm going to make a point that almost no conservative understands but perhaps you might. Reforming welfare further and savings some money will do nothing for our federal deficits. It is such a minute portion of our budget in comparison to Medicare, Social Security and Defense spending.
How about tackling 'defense spending reform.' We spend more in defense than every single country combined (every single one of them, how is that even possible)!
Conservatives argue that cutting defense weakens the country...so I guess we still need 40k troops, 25 tanks, and other amounts of massive equipment in Germany in case Hitler comes back from the dead?
It sounds like you are advocating for more govt regulation? If people are 'beating' the sytem to buy prohibited items with food stamps, it's not the govt's fault, it sounds like you are saying it is the fault of the companies like WalMart. The EBT card strictly prohibits tobacco, alcohol, etc...The only way someone could use the card at a WalMart would be if WalMart had alchol 'coded' as food instead of 'coded' as alcohol.
I'm with you that we need more regulation on business.
Again, on the Defense cuts, we have billions spent in old cold war programs that are obsolete. Cutting Defense spending does not mean 'cutting security and defense.'
The US govt takes in just over 2 trillion dollars a year in revenue (money from taxes, fees, etc). Defense currently acounts for 1 trillion in spending per year. How can we ignore an expense that takes up half our budget? (As I said, almost no conservative 'gets this.'
Actual welfare is small but when you factor in welfare, unemployment, children's 'welfare' program, the spend is signifigant. I applaud you for being active and realizing that we can save money but we do need to start with the biggest expenses and work down from there. Any lawmaker who says "defense is off the table" is simply playing political games.
Rachell, if there is a loophole that allows you to take cash on your EBT card, then I'm with you that we need to close it. No argument there.
I do really seriously wonder why conservatives never 'get it' regarding defense spending. There are programs that the DOD says are wasteful and they want to end them but members of congress fight to keep them because it brings a few jobs to their district. We spend billions on planes that will never even fly, we station troops around the globe where there is no threat (old cold war policies), etc.
If our govt spends 1 trillion on a single item and conservatives don't think any of it can be wasteful, that just continues to show that conservatives are the party of wasteful spending.
The Sustainable Defense Task Force was a bipartisan group led by Barney Frank and Ron Paul to propose cuts to wasteful programs. Give it a read.
Rachell, your facts are not correct regarding Debt. I've done hubs on this subject, feel free to read. Over the years, both parties have grown the debt but it was Bush and the GOP controlled congress that exploded the debt. Not only did they more than double it, they also left with a massive budget deficit. If you are unclear of the difference, this means that the govt was taking in about 2.3 trillion dollars but owed 3.7 trillion before Obama took office. So at the very least, if Obama does not spend a single additional dollar, he adds 1.4 trillion to the debt due to the current budget of the last administration.
Anyway, as I said, I've written a few hubs on the subject. Here is the link to the recommended defense cuts (as recommended by both republicans and Dems)
Another food for thought...
My son returned home from Iraq last Summer, luckily alive and well. Although traumatized from loss of friends and personal circumstance, he was not allowed even the privelege of transition before having to "man up" at home. His wife of seven years just couldn't stand the "stress" of him serving overseas, so, once Dad was home she left. She also left him with two young children.
It took him fourteen months to finally obtain a full time job that paid enough for him to take care of his family. Our great system advised him that his military service didn't qualify him for unemployment. Although he managed to obtain minimal income each week, he still qualified for WIC. Alas, however, WIC informed him that he could not receive assistance for food, housing, income or medical because he was a MAN. He met all the other required criteria for government assistance except for SEX. Discriminatory?
His pride for months would not allow him to accept help from family. He wanted to meet his family's needs on his own. Luckily, when all avenues failed him...family was there to provide support.
As far as I am concerned...the government, services and policies have failed the very citizens who daily provide the freedom necessary to offer all of those who abuse the system so abused by others. We should be ashamed. We do not need the government to provide. Those in need should be supported by their family and surrounding communities.
The success of this type of support, however, fails because many are out of touch with their family and the communities we live in today do not want to get involved personally. Most would rather pass this task to the government.
You forgot cereal. My g-sons eat a lot of it. LOL
My son and his wife are laid off right trying to make ends meet while trying to find jobs. Great hub! You go girl
Here are some FREE resources for parents.
Hope they help
rachellrobinson
may I add SOME FACTS.
’where are the jobs?’’
In 2007 the Democrats won the 2006 election and took a Majority control of Congress. In 2009 the Democrats won the Presidency and a super (60 votes ) Majority of Congress. In 2007 the unemployment rate was 4.6%, prior to 2000 under President Clinton and a Republican majority Congress unemployment was 4.0%.
In the past 4 years ,2007to 2010 ,under the Democrat leadership unemployment went from 4.6% to 9.8%. Latest labor department #s are 9.4% , by excluding those who quit looking for work ( cooking the books ). The Obama Stimulus of $725 billion now has risen to $852 billion. Where did the money go ?
It’s time for all Americans to wake up and ask their Representatives ‘’ where are the jobs’’?
The Bush tax cuts seemed to work? It got us out of a 2000 recession, 9-11 catastrophe and financing of two wars. The Obama Stimulus apparently did not work. Since 2007 the national debt has risen from $9.0 trillion to $14.2 trillion , that’s $5 trillion of spending and we are still waiting for the jobs.
By the way, the mainstream media wants the people to stay in the dark.
The big boys are robbing you blind, taking your jobs and your homes; living high on the hog at taxpayers expense. They don't pay any taxes but still get refunds and people have time to worry about how someone cashes a food stamp. I think your priorities are a little misplaced.
Regarding the debt, I only print the facts, if you "really" want to know them. There are adequate links to verify the information.
I am a small business owner and I see this all the time! We have hired people (more than once) who have shown up their first day then called in "sick" for two weeks and eventually stopped calling. Then file for unemployment and GET IT! I've offered jobs to people on unemployment who have said "I rather just stay on unemployment and not work." So annoying! Also I think anyone on WIC, Unemployment, Food stamps etc. should be drug tested. I knew a girl who use to trade her food stamps for meth. I'm with you sister, great hub!
All you self-righteous, judgmental people don't have a clue what it's like to LOSE a business because of an illness and no one wants to hire you; to have doctors make it worse & hurt you even more and take no responsibility for it. Do you think it's easy living on $730 a month when I paid MY taxes too? I'd rather have my life back, my career, my health and my apartment and NOT be looked upon like Dirt! Instead of talking or writing about what you Don't know...Thank God for what you do have because Honey, It Can Happen to YOU!! Oh & I just love when people tell me to be Positive........Really? Do you think I actually thought this would happen to me (when I was being Positive & Grateful for working so hard at a business I built myself) and now have to read your selfish thoughts about what You DON'T KNOW?? Do you honestly think these doctors just hand out pain killers? If they do, it's certainly not in NY and they couldn't care less because most of them rip off the system by taking pharmaceutical "incentives" and get paid for it and Don't bother treating your illness because there's No money in it for them. Just because some of you knew this person or that person doesn't mean that everyone on government assistance is scum.
I just want to let you know that it is very difficult to get cash on and EBT card. You have to be doing job interviews and attending classes in the mornings to get it. It is less than minimum wage but they are making them "work" for it so if they are foolish enough to try to use the few dollars they get for beer or cigarettes instead of soap or toilette paper, who am I to judge. I am considered employable so am not eligible for that type of benefit. Incidentally, through surveys, it was determined that most people on SNAP(for more than 2-3 months) consider purchasing junk foods and things like hot dogs because it makes the food dollars stretch farther than a pound of meat. You can get a large bag of chips, a pound of cheap hotdogs and generic buns for less than the price of a pound of beef or pork. They can not use food stamps to purchase things like a rotisserie chicken for 4.99, but they can get ice cream for 3.99. What about that seems right?





















Storytellersrus Level 7 Commenter 19 months ago
Well... where to start? My husband was on unemployment for 19 months. We received $1600 a month and half of that went to our HSA health care plan- we have three kids in college and we aren't getting younger so we were worried about catastrophic health problems arising and bankrupting us. That left us $800, which didn't cover our mortgage or our car payments or food or or or.
I am not sure what your neighbors are doing, but perhaps it is a rumor that they are on unemployment insurance. Or they are getting the same as we were and doubling it because they are two. Whatever. Did you ask them?
We paid taxes out of our unemployment check, so I suppose you could say we "sucked" a total of $24,000 out of the system. Interestingly enough, in the middle of our unemployment, we had to pay taxes for the year proceeding and that bill was $60,000. So I guess we paid ourselves and bought your neighbors their steak.
I hope they enjoyed it, because it seems to be giving you a big old stomach ache.
I am all for coming up with better plans to fix what is wrong with our System. I think that is why the System has continued as long as it has. I believe in this Country and I believe in God, too. That doesn't mean I have to agree with your policies, right? This is still a free country, right?
My husband was on the phone all day, every day for 19 months. He is an entrepreneur and when he finally got a job it was because he created one for himself. If he were to work three days in your welfare office, he would have cut the time he had to call every investor in the country.
Our local unemployment office was run by one overworked woman who still managed to make the unemployed who came in to her office feel worthy. Being unemployed is one of the most demeaning experiences a man with a family can have. It completely blows his self confidence and she was a lovely support to all.
Perhaps, before you create what appears to me to be a pretty judgmental plan, you would go to your local office and hang out for a few hours doing the things you suggested. I think you might be surprised to see that there are lots and lots of desperate folk out there who are not grilling steaks.
Yep, you hit a button with this one. I guess I was young once and thought I knew just about everything. Of course, I am not saying you are like that. I am just trying to give you someone else's shoes to walk in for a moment.
Thank you for giving me this opportunity to vent. I guess your hub is therapeutic.
Oh, my husband has received a paycheck for two months now. We are no longer receiving unemployment checks. I hope this makes you feel better.